E-registration of Properties
Buying land was the old time-tested way of investing. Coping with the myriad (thousand) legal documentation that is required for it was another matter altogether. It usually meant long queues at the registration office and a bribe or two. But times have changed. With technology slowly casting its influence on every sphere of the government, you no longer have to suffer those long queues. E-registration is here, making life simpler and buying property a less cumbersome affair.
WHAT IS E-REGISTRATION?
It is an initiative taken by the government to restrict property disputes and to enhance the transparency in property dealing. As Indian Real Estate Sector is undergoing major reforms, now you can register your property online. With E-registration, registration can be done the same day you file your application.
The government’s initiative of facilitating E-registration of immovable properties is an extremely progressive move. The Land Registration Act of 2002 introduced the new system using verified electronic signatures to transfer immovable property online.
The Government of India introduced “The Digital India Land Record Modernization Programme (DILRMP)”, previously known as “The National Land Record Modernization Programme (NLRMP)”, in 2008 with the purpose to digitize and modernize land records and develop a centralized land record management system. The official land records of mapped and unmapped will enable the government to give access to basic facilities and rights to the landowners. The DILRMP is the amalgamation of two projects: “Computerisation of Land Records (CLR)” and “Strengthening of Revenue Administration and Updating of Land Records (SRA & ULR)”.
As land revenue and maintenance of land records are matters that fall within the jurisdiction of the respective State Governments, the program has merely provided comprehensive guidelines for state governments to implement a system for computerized land records and e-registration of property. Many states have followed-up by implementing an e-registration system for properties. These states have provided online registration portals.
These include:
~ Andhra Pradesh
~ Karnataka
~ Orissa
~ Maharashtra
~ Delhi
~ Madhya Pradesh
~ Uttarakhand.
How to register your property online:
1. Open the respective State Government’s online registration portal, provide a full and identifiable description of the property.
2. Select the correct type of property (house, agricultural, apartment, etc.) and mode of acquisition of the property (gift, sale, etc.)
3. Provide your Aadhar number to verify your identity.
4. Enter all personal details of the owner of the property, including the name of the owner, father’s/husband’s name, age, etc.
5. Provide proof of title deed and Power of Attorney document, if required.
6. Pay the prescribed registration fee as per the registration fee schedule of the State Government (Usually 1% of the registered value of the purchased property but maybe more depending on the location of property).
7. Payment of the registration fee may be made by debit card, credit card, or net-banking.
8.For the purpose of security and authorization of the registration, a One-Time-Password (OTP) will be generated and sent to the owner’s mobile number during the course of registration.
Many states, including Andhra Pradesh and Karnataka, have also introduced an ‘Anywhere Registration’ service. It provides for an amalgamation of various sub-registrar offices to form a joint sub-registrar office across the state to allow E-registration of property in any sub-registrar office of any sub-district of the joint sub-registrar.
Such a mechanism is expected to ;
*Lower revenue leakage and disputes,
*Empower registration officers,
*Increase transparency,
*Facilitate the formation of a computerized database of land records in India.
-Ayushi Satarval